I am having a difficult time understanding the proper way to post or ask or anything on the site. I have questions and inquiries and do not know where the proper place to post is. One question is what is the purpose of having premium membership to HM. Then the 2nd is a question about a place that I had place an order for some type of product with a certain company before I had found out about HM and now i am worried I was taken for about 500. How do i ask specific questions about my concerns? Thanks for taking time I am glad to have found this site I just don't know how to use it to my advantage.